It's often hard to imagine something terrible happening to ourselves but the reality is, tragedy can strike at any time.

Passing away, becoming seriously ill or simply being unable to work for a period of time can have a significant financial impact to you and your family.  

Taking out personal insurance cover provides peace of mind knowing that your loved ones will be looked after financially should anything happen to you.

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Have you ever wondered what would happen if your business partner passed away? Could you work with their wife/husband because if you don’t have things set up right that’s what could happen. Or if the main income generator for the company was to suddenly die or be off work ill for a long period, what would happen to the business’s survival?  

Ensuring you have protection that allows you to buy out your business partner in the event of death or terminal illness or covering the key person in your business is vital and that’s where we can assist.  Our services can also include discussions around shareholder agreements, liaising with your lawyer and accountant and we also specialise in ensuring you have the right ACC cover too.

Our advisers provide a one on one independent service and will discuss your situation to fully understand your goals and then help to put solutions in place that are right for you and your family.  

We are proud that we have access to all of the major insurers in New Zealand so can offer many different products to suit your needs.

Not quite sure where to start?

Talking through your options is the best way to ensure you get the right cover.