Your Will, Your Way

If you’re on the lookout for a cost-effective, legally-binding, and simple process to create your Will the way you want - then you’ve come to the right place.

One of life’s ‘must haves’ is a Will yet surprisingly many New Zealanders don’t have this key document. One that simply says what you’d like to have happen to your money and possessions when you die.

Cura Advisers now has the ability to offer the Simple Wills service to our clients

Get your will sorted TODAY

Getting a Will is simple

Creating a will is a simple four step process...

Step 1

Will step one

You register

Step 2

Will step two

Enter your details

Step 3

Will step three

Payment

Step 4

Will step four

Download & sign

Get started today
only $100.00 + GST

Already started a SimpleWill?

What to do next in 5 steps to finish...

  1. Check each page and initial at the bottom of each page.
  2. Sign the last page in front of 2 adult witnesses that are independent of the Will, i.e.
    they are not executors or beneficiaries of this Will. They must be in the same room as
    you when you are signing the Will.
  3. Ask the witnesses to complete and sign the relevant part on the last page.
  4. Complete the date on the first page.
  5. Store in a safe place and inform your executors of where to find the Will
    Please remember to tell your executors/guardians that you will be contacting them to
    discuss their roles and to make sure they are willing/able to fulfil their duties.

FAQ

Frequently Asked Questions. Here are some commonly asked questions about Wills.

What is a Will?
One of life’s ‘must haves’ is a Will. A Will is a written document that simply states what you’d like to have happen to your money, possessions, and assets when you die. Your Will is the way to avoid any arguments and conflict among your beneficiaries and give speedy access to needed funds during a time of grief.
Why do I need a Will?
A Will enables you to determine which people and/or organisations will receive your assets when you pass away, as well as who will manage this process. A Will also allows you to make other specific directions, such as the appointment of guardians for your children. A Will can save considerable time and cost with the administration of your estate, and can also provide assurance to your family and friends that your assets are being dealt with as you would have wished.
What happens if I die without a Will?
If you die without a Will you are deemed to have died ‘intestate’, and your assets will be distributed in accordance with the Administration Act (1969). The Administration Act prescribes which of your family members are to receive what, and in what shares. This process is inflexible and often results in a distribution of assets that does not align with what people might have wanted or expected. This can also be a costly process, and can cause considerable distress both to those who are trying manage your affairs as well as to your wider family members.
When should I write a Will?
  • Everyone over the age of 18 should have a Will, especially those who have children, or whose assets exceed $15,000 (including KiwiSaver and life insurance policies).
  • If you get married, a Will signed before marriage is deemed invalid and you will need to write a new Will.
  • If your relationship or wider circumstances change, you may wish to change who you would like to provide for on your death.
You definitely need a Will when you are getting married (or are already married or in a matrimonial relationship or civil union). But you should also have a Will when you own stuff (e.g. cars, possessions, KiwiSaver, etc) or when you have particular causes or people that you wish to continue to support. Finally, if you have separated or divorced then you should be aware that this does not automatically cancel a prior Will, so you might want to re-consider things in those circumstances too.
Do most New Zealanders have a Will?
No. The majority of New Zealanders don’t have a valid Will. They either haven’t had one written, or can’t remember where the document might be. They may also have avoided the process, in the belief that it is overly complicated and costly.

This means that their wishes for the protection of their family, and distribution of assets, might not be fulfilled.
Why should I consider SimpleWills?
SimpleWills offers a cost-effective, user-friendly, and simple way to have this legally binding document protecting your wishes.

SimpleWills has been created so that you, your family, and other loved ones, have the assurance that the assets which you have acquired throughout your life will move through the process without delay, and be appropriately distributed - thanks to your Will.
Is this Will supposed to be a ‘one off’ document?
It is recommended that if anything happens to change in your life, your relationships, or your family situation, then a new document should be produced. Again, SimpleWills makes this straightforward and cost effective.
Can anyone use this process?
The majority of Wills are usually straightforward to develop and administer. SimpleWills has been developed for such cases. For situations which are more complex, or involve a variety of parties and legal structures, dealing with a lawyer is the best option.
Is the will created a legally binding document?
The SimpleWills process and resulting Will has been vetted by lawyers to ensure any document produced is legally binding if executed correctly by the Testator.
What other things do I need to know?

Legally, a Will can be stapled.  However, all staples, paperclips, bull-dog clips etc all make impressions on a Will and if you're seeing a Will that's say 15-20 years old with a brand-new staple, new paper clip etc this could require an explanation when you're filing your Will. An issue can also occur when a person un-staples a Will to scan it to someone else then re-staples it, so if it’s got a staple in it, leave it in.

  1. Do not scribble/add notes etc on a completed Will as that is not appropriate and could possibly void the Will.
  2. Please only print the Will on 'one-sided' paper.  The Court only accepts documents on one sided paper.
  3. Do not staple anything else to the Will otherwise it will be problematic for the executor when they are applying to get a probate, as the Court will ask what else was stapled to the Will and this may delay the Will being probated.
  4. Do not staple/un-staple a Will as if a Court sees there are 2 or more staple marks on the document that Will could possibly get rejected when applying for Probate. Again, the Court will ask what else was stapled to the Will?
Get started today
only $100.00 + GST

DISCLAIMER

  • It is presumed the person doing this Will is an adult and has the mental capacity to legally execute this Will.
  • You must be in New Zealand to sign this Will.
  • If you make a mistake on this Will please tear this Will up and print another copy and start again.
  • This Will does not include any legal advice and you have answered NO to following questions:
  1. No - Life interests
  2. No - Trust provisions
  3. No - Business or company provisions
  4. No - Enforceable provisions
  5. This Will was done on a ‘no-advice’ basis and is completed as an ‘execution-only’ document.

Caring for you and your future

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PO Box 4077, Wanganui

Cura Advisers Limited disclosure statement is available by following the link below.

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