INCOME protection -
mortgage repayment insurance

Believe it or not, your ability to earn an income is your greatest asset! You work hard and the last thing you want to think about if you lose your income due to illness or injury, is how am I going to cover my rent/mortgage? My monthly household costs? My daily coffee?!

Knowing that your income is protected is important. Once you have been off work for the required wait period (you can usually choose from 4, 8 or 13 weeks), Income protection will provide a monthly payment of up to 75% of your gross income. This will be paid either until you return to work or until the selected payment term is reached (whichever is earlier).

Payment terms range from short periods of either 2 or 5 years or can be long term until retirement age (you choose the payment term to suit your needs and/or budget.

Benefits of Income Protection/Mortgage repayment insurance:

Not quite sure where to start?

Talking through your options is the best way to ensure you get the right cover.