ACC CoverPlus Extra is the flexible alternative to ACC CoverPlus which enables you to negotiate your level of lost earnings cover. That way you know exactly what you’ll receive if you’re injured and can’t work – and it doesn’t matter whether the injury is work related.
This is an agreed cover for those who are self-employed and are not paid via PAYE. We can assist you with getting the right amount of cover in place that will work in conjunction with your other insurance benefits. This also provides certainty around how much you will be entitled to at claim time without having to prove a loss of income.
Benefits of ACC Coverplus Extra:
- You receive 100% of this lost earnings cover (less tax) if you can’t work because of an injury, starting one week after your injury. This stays the same even if your business continues to generate income during your time off work or you return to work part-time.
- Cover is agreed at application time.